Scam-protection tools: what each category can do
Editorially reviewed · Last updated September 8, 2026
Start with free protection and recovery steps, then decide whether a tool addresses an unmet need. Our identity-protection shortlist compares published plans and terms; we have not conducted hands-on performance tests.
What this guide covers
Use the identity-theft protection shortlist to choose between free controls, existing benefits and paid monitoring. For exposed public profiles, use the data-removal shortlist, including free opt-outs and California DROP. Each leads to an exact-plan comparison. These are source-based evaluations, not hands-on performance rankings. See our editorial method.
Accounts and devices
Unique passwords and multi-factor authentication help protect accounts. A password manager can help you create and keep different passwords. Keep device software and security tools updated. See the FTC’s phishing prevention steps.
If you already shared a password or installed something, use the recovery steps first. Buying a tool does not reverse an account takeover.
Identity monitoring and data removal
Before paying for monitoring, use the free steps in reporting identity theft, including credit reports and freezes. A freeze helps prevent new credit fraud; it does not protect existing bank accounts or stop every kind of identity misuse.
You can also request removal from people-search sites yourself. Our personal-information removal guide explains opt-outs and the limits of deletion rights. A paid service’s coverage, exclusions, and renewal terms need checking before purchase.
VPNs have a different job
A VPN changes how your internet connection is routed. It does not verify the person asking for money, make a fake login page trustworthy, or recover stolen funds. This page does not recommend a VPN or claim that one is necessary for you.
Start with the problem you need to solve
For prevention, use the free protection steps. If something just happened, choose what you shared on the recovery page. There is no need to buy a subscription to use either guide.