Cash App text scam: is that payment alert fake?
Editorially reviewed · Last updated September 8, 2026
Yes — this is a scam. The illustrated Cash App message uses urgency and a look-alike link to collect information. Verify the account independently.
Exhibit · Text message
Other versions you might get: A text about a refund you need to “claim,” a $100 giveaway from the #CashAppFriday tag, a login from a new device, or “Your Cash App account is locked — verify to restore access.”
Reported versions of this message
Each source below documented a text. Web addresses are defanged, and identifying values may be redacted; the remaining wording follows the source. Similar wording is a reason to check independently, not proof that two messages came from the same sender.
“$750 Cash-App-Transfer is pending your confirmation, wdzmsc[.]com/(my phone number) nxnrxqr.”
Documented by Apple Support Communities · August 2020
What to do right now
- Don't tap the link or call any number in it. Don't reply — even “STOP” tells them the number is live.
- Check independently. Open Cash App yourself and review activity and account notices. If a request or transaction is unclear, contact support through the app or official site.
- If you already tapped or sent money or a code: open Cash App, change your PIN and sign-in, turn on Security Lock, and report the payment in-app under the transaction. Then call your bank if a card is linked.
- Report it. Forward the text to 7726 (SPAM), then file at reportfraud.ftc.gov.
- Delete the message.
Reduce the risk of another scam
Do not use the message’s link to check the claim. Open the real service yourself. If you paid or shared account details, start with what to do after a scam. Blocking and reporting can reduce unwanted contact, but they cannot stop every attempt or tell you how the sender found you.
● Public service · free steps first
Take the free protection steps first
A suspicious message does not tell us how someone found your details. If you shared personal information, start with the official recovery guidance. You can also freeze your credit for free.
- Freeze your credit — free at all three bureausRestricts access to your credit report for new credit applications. It does not protect existing accounts from misuse.
- Report it and get a recovery plan at IdentityTheft.govThe FTC walks you through exactly what to do next, for free.
Decide what protection you need
Start with the free controls above. Compare what a paid service would add only after deciding which problem remains.
No purchase needed. How we use evidence.
Frequently asked
Is the Cash App “pending payment, cancel now” text a scam?
Cash App “support” asked me to make a test payment — is that real?
I got a text about a Cash App refund I need to claim — is it legit?
#CashAppFriday is real — so how do I tell a real giveaway from a fake one?
What will real Cash App support ask me for?
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Sources
- 01How to Avoid Cash App Scams— Cash App
- 02Refund and Recovery Scams— Federal Trade Commission
- 03How To Recognize and Report Spam Text Messages— consumer.ftc.gov
- 04What To Do if You Were Scammed— consumer.ftc.gov
Pass it on
Help protect someone else
If this could have fooled you, it can fool someone you know — a parent, a friend, the family group chat. It's safe to forward, and stands on its own as a record for a bank or the police.