untrappable.Check

Craigslist scams: fake escrow, shipping, and wire tricks

Yes — this is a scam. Craigslist is real, but a buyer who won't meet, overpays by cashier's check, and routes you through an “escrow service” is running three scams at once.

Exhibit · Email

Re: Dining table $450 — payment sorted
C
Chris Whitfield
cwhitfield[.]buyer@fast-reply-mail[.]com
6:58 PM
Hi, I'll take the table — no need to meet, I'm buying it for my daughter out of state. I've sent a cashier's check for $850 to cover the table plus my movers. Once you deposit it, keep your $450 and pay the $400 to my shipping agent through this secure escrow service so the pickup is guaranteed: cl-secure-escrow-pay[.]com/order/7741
Confirm escrow payment

Other versions you might get: A buyer who “pays” through a fake payment-processor page and asks you to ship first; a seller of a car or camper who can't meet but offers “Craigslist buyer protection” through an escrow site; a buyer who asks you to read back a verification code (that's the Google Voice scam); or a straight wire-me-first deposit demand on an apartment or item. Different props, same rule broken: money or a code moving before a face-to-face handoff.

What to do right now

  1. Stop the deal. Don't deposit the check, don't click the escrow or payment link, and don't ship anything. Craigslist's own safety rule — deal locally, face-to-face — defeats the vast majority of scam attempts.
  2. If you already deposited a check, don't touch the money. “Funds available” doesn't mean it cleared — a fake check can take weeks to bounce, and the bank will pull the full amount back out of your account. Tell your bank you suspect a fake check, and read our fake check scam guide.
  3. If you already sent money on, call the wire service (MoneyGram: 1‑800‑666‑3947, Western Union: 1‑800‑325‑6000), your bank, or the gift-card issuer immediately and ask them to reverse or freeze it.
  4. Report it. File at reportfraud.ftc.gov, and flag the email or listing to Craigslist so the account gets shut down.

Reduce the risk of another scam

Follow Craigslist’s local, face-to-face safety guidance and verify payment independently. No single habit prevents every scam. If you deposited a suspicious check or sent money, contact your bank or payment provider promptly.

● Public service · free steps first

Take the free protection steps first

A suspicious message does not tell us how someone found your details. If you shared personal information, start with the official recovery guidance. You can also freeze your credit for free.

Decide what protection you need

Start with the free controls above. Compare what a paid service would add only after deciding which problem remains.

Frequently asked

Is there a real Craigslist escrow or buyer-protection service?
Craigslist does not provide escrow or purchase guarantees for a transaction. A page claiming Craigslist-backed payment protection is a warning. A stranger-selected escrow service also needs independent verification; the selection alone does not establish that every such service is fake.
A buyer sent me a cashier's check for more than my asking price. What do I do?
Don't deposit it, and don't send anyone the “difference.” This is the classic overpayment scam: the cashier's check is counterfeit, and Craigslist's safety guidance says flatly that requests to deposit a cashier's check are scams. If you already deposited it, don't spend or forward a cent — the FTC warns a fake check can take weeks to be discovered, and the bank will take the money back from you.
A buyer wants me to ship the item and says their mover will collect it. Scam?
Offers involving movers or shipping are a scam warning in Craigslist’s safety guidance, but do not by themselves prove who the buyer is. Do not advance shipping fees or rely on a payment notification. Follow the platform’s recommendation to deal locally and face-to-face.
How is a Craigslist scam different from a Facebook Marketplace scam?
Same species, different habitat. Both platforms attract overpayment, fake-payment, and verification-code scams — but Craigslist deals lean on email, cashier's checks, fake escrow sites, and “shipping agents,” because there's no built-in payment system at all. The defense is identical: keep it local, in person, cash in hand. See our Facebook Marketplace guide for that side.
What's the safest way to buy or sell on Craigslist?
Follow Craigslist's own one-rule summary: deal locally, face-to-face. Meet in a safe public place, take cash, and never send or accept payment before meeting. Never wire money, never pay by gift card, never deposit a check for more than the price, and never share a verification code — Craigslist labels every one of those a scam.
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Sources

  1. 01Avoiding Scams— Craigslist
  2. 02Selling stuff online? Here's how to avoid a scam— Federal Trade Commission
  3. 03How To Spot, Avoid, and Report Fake Check Scams— Federal Trade Commission
  4. 04Report fraud to the FTC— Federal Trade Commission

Pass it on

Help protect someone else

If this could have fooled you, it can fool someone you know — a parent, a friend, the family group chat. It's safe to forward, and stands on its own as a record for a bank or the police.